• Benefits & Membership Overview

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C.A.R.E. provides you with professional help when you need it most! Even with comprehensive motor insurance you can still be left with a number of unforeseen expenses following a car accident, even if you were not to blame. C.A.R.E. can assist you, to seek compensation through our panel of specialist lawyers for any uninsured losses which you may have incurred. All your attorney fees will normally be met by the insurance company of the negligent driver.

Uninsured losses could include:

• A policy deductable that you have paid
• Loss of earnings
• Vehicle repair (if third party cover)
• Rental charges for alternative transport
• Medical expenses
• Loss of use
• Damage to personal items
• Compensation for injury.

If someone else was to blame for the accident and there are chance of successful recovery, it is possible to claim for uninsured losses from the party at fault. It is no longer necessary to wait for an insurance claim to be settled before you are back on the road following an accident.

C.A.R.E. will always attempt to arrange a replacement rental vehicle. The cost of the car rental should be recovered on your behalf from the other driver or their insurer. The replacement vehicle and the rental period will be at the discretion of C.A.R.E.

As insurance premiums soar, more drivers are insuring on a third party basis. But with the advantage of lower premiums comes the potential disadvantage of meeting repair costs if the driver is involved in an accident. This does not have to be the case. Through a network of auto body shops, C.A.R.E. can eliminate some of the delays and problems associated with this responsibility.

If you were involved in an accident which was clearly not your fault, arrangements can be made to inspect your vehicle without delay. The reasonable cost of repairing your vehicle should be recoverable from the negligent party or their insurers.

C.A.R.E., working in association with your own broker, will help direct you through to your own insurers. This will ensure that you are assisted from the initial reporting through to the conclusion of your claim.

You may be entitled to a courtesy car from your insurer, when involved in an accident that is deemed your fault.

• Do not admit liability.
• Obtain names & addresses of all parties involved, including insurance details and any witnesses.
• If police arrive, ask for the name, badge number and contact information of the officer.

Specialist attorney assistance where applicable. C.A.R.E. (Car Accident Resolution Experts) members who are involved in any form of road traffic accident should contact C.A.R.E. immediately.

We will help you every step of the way with your claim and will identify opportunities to assist you following an accident.

You may be entitled to be introduced to a Law Firm who would act on your behalf recovering any uninsured losses resulting from a non-fault car accident.